How it works

Apply. We call. You get a decision.

A clear process from your first application to your next step.

Step 1

Apply online

Enter your amount, choose your funding path, and leave your name and phone number.

Step 2

We call you

We aim to contact you within 10 minutes to understand your request and confirm what you need.

Step 3

Review and payout

Complete the required checks. Once approved, funds are paid in cash within 24 hours.

Important

Bring the right information.

Depending on your path, we may need your national ID, payslip, proof of residence, bank statement, employer details, or collateral documents.

Can I repay early?

Yes. Early repayment is allowed.

Do I need collateral?

Not for eligible salary, SSB, or pension-backed applications. Self-employed applicants use collateral.

What if I default?

For collateral-backed loans, the collateral may be liquidated to recover the outstanding amount.

Ready to begin?

Start your application

Who makes the loan decision?

ZimFund helps with your enquiry and connects you to a partner lender. The lender reviews your documents, checks eligibility and confirms whether it can make an offer. Sending an enquiry does not create a loan agreement.

Before accepting an offer, review the interest, fees and repayment terms. Prepare the required documents and read the enquiry terms.